Home owerners insurance and blown off roof! please help me?

Home owerners insurance and blown off roof! please help me?

two years ago i had contacted my home owners insurance about my roof leaks. They came out and said that there wasn't anything they could do because it was caused from wear and tear, since then we have done a few minor repairs, because funds haven't been there to do major. We had a huge gas line leak in 2009 that cost us over 4000 to fix. Then hubby lost his job 2 months later. We have been struggling to get on our feet. With taxes this year we had intended to have someone come out and repair it. We have an estimate and everything. Just waiting for the money. Well yesterday here in arizona there were some major winds.. i think they said 75 mph. This process has torn the roof off of the add on. and before we could get up there to tarp it, the rain came. the ceiling has collapsed and water is everywhere. I called my insurance company. The adjuster was an a++. he started to belittle me for not having the roof completely repaired in the last 2 yrs. and wanted to know if i had replaced anyceilingg tiles in the playroom (add on). when i told him i only replaced two major ones, he seemed to get more pissy. Where do they think i have the money from? im fixing it little by little. Will my insurance cover this? how do i ensure that it does? My daughters bed is ruined, and so are some of their unopened christmas toys that were down there. What are the proper steps i need to take or bring up to make sure this is covered?

 

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What happens? My mom had a 2000 Lincoln Navigator. It is completley paid off and she went out of town yesterday and her car was stolen from a motel parking lot. If the car is never found, how much does the insurance pay and how long does it usually take?

 

Home owerners insurance and blown off roof! please help me?

two years ago i had contacted my home owners insurance about my roof leaks. They came out and said that there wasn't anything they could do because it was caused from wear and tear, since then we have done a few minor repairs, because funds haven't been there to do major. We had a huge gas line leak in 2009 that cost us over 4000 to fix. Then hubby lost his job 2 months later. We have been struggling to get on our feet. With taxes this year we had intended to have someone come out and repair it. We have an estimate and everything. Just waiting for the money. Well yesterday here in arizona there were some major winds.. i think they said 75 mph. This process has torn the roof off of the add on. and before we could get up there to tarp it, the rain came. the ceiling has collapsed and water is everywhere. I called my insurance company. The adjuster was an a++. he started to belittle me for not having the roof completely repaired in the last 2 yrs. and wanted to know if i had replaced anyceilingg tiles in the playroom (add on). when i told him i only replaced two major ones, he seemed to get more pissy. Where do they think i have the money from? im fixing it little by little. Will my insurance cover this? how do i ensure that it does? My daughters bed is ruined, and so are some of their unopened christmas toys that were down there. What are the proper steps i need to take or bring up to make sure this is covered?

 

Driver's Test Insurance?

Im going to take the driver's test next month but have no insurance. The car is under my dad's name and is insured under his name. Can I use his car and insurance for the test or do I have to get my own insurance for it?

 

 

How much would insurance be for a 1999 Ford ZX2 Escort?

I'm 17, a boy, and I live in maryland just 5 miles from DC. Im getting my first car next saturday and its gonna be a Black 1999 Ford ZX2 Escort. How much can I expect to pay for insurance? I have a clean driving record. Also, my parents dont have car insurance so they have to start a separate account for me. Thanks!

 

 

How many years no claims bonus does it take for your car insurance quote to be at its minimum?

For example, If I were to insure an Audi RS4 which costs around 48,000 - which group would this be in?? etc...

 

 

Car and car insurance for a 16 year old?

What is the best company for a 16 year old to get car insurance from? (needs to be fairly cheap but also, very reliable) Also, what would be the best car to get? (also needs to be fairly cheap and very reliable) Thank you for your time and give as much advice as you can!

 

 

Can you sue a car insurance policy holder?

On christmas day my boyfriend had a car accident where he hit his house. He did a total of over $5,500 worth of damages to it. When he went to his mother's house that day he was told by his parents ,that his step dad had removed him from the insurance in October after his birthday (they did so without telling him until the accident ). He had been paying them insurance money each month thinking he was on the insurance. Now the lady that owns the house has informed us that her insurance is suing the title holders (my boyfriend) for insurance fraud. After my boyfriend is sued can he then turn around and sue his step dad for him removing him from the insurance/ insurance fraud?

 

 

Will my car insurance pay out?

Last night without my knowledge, my boyfriend let his friend take MY car out and he crashed it. I did not give my consent for this and although my boyfriend is on my insurance, its my car. Im the only owner. My name on the log book. I have told the police I did not give my consent. Turns out his mate has no insurance. My insurance company are dealing with it as a stolen car at the moment but until I get a crime reference number it wont go ahead. The police are not coming back until next Saturday to do a statement. Where do I stand here as im worried because my boyfriend said he could, it wont be classed as theft and my insurance wont pay out and then im buggered. This man has no money so I cant even say for him to sort this financially. Ive got to be realistic. Help!! :(

 

 

Where can we find cheap life insurance?

Where can we find cheap life insurance?

 

 

Does Medicare or Health insurance work in other states?

If i lived In............. Rhode Island would my health insurance work in another state like Massachusetts.

 

 

What do you tell your work when you lose insurance ?

One of my best friend no longer has insurance because she can't afford it, andshe doesn't know how to tell her work. I though she needed to do something with her W2 but I don't know for sure, all I said is I think she needs to go in and ask to change it?

 

 

Can i get insured on a chevrolet camaro 1ss 2 door v6 in the uk?

my parents said they will buy me a chevrolet camaro and ship it to the uk, its the 1ss v6 2door. they told me i had to pay insurance does anyone know wether or not i can get insured on this car in the uk, i live in london, im im turning 18 in november and this wil be my first car, and do you know approx how much it will cost?

 

 

What is best single Premium Insurance Policy?

My father looking Good Return Single Priemium Insurance Policy and father age is 58.Please help me.

 

 

What do i do if i need to see a doctor, but dont have insurance?

i need to see a doctor but dont have any money to pay off future bills. what can i do? i live in nh. are there temporary insurances that are affordable? should i just go and not pay whatever bills they send? will i get denied if i have no insurance or any means of paying the medical bills?

 

 

When does a car insurance policy pull your driving record?

If you have a car insurance policy that renews on a specific date, when does the insurance company actually pull your driving record? I heard they pull it once annually. Does it make sense to delay a speeding ticket court date until after the insurance renewal date? The insurance company in question is Amica.

 

 

Shoul I continue paying my car insurance while waiting on a claim?

My car is total, but my insurance won't fixed it nor pay for it since i didn't have liability coverage.

 

 

How much would car insurance be for an 18 year old in Ontario?

I am an 18 year old living in the Windsor area in Ontario, Canada. I was wondering approximately how much car insurance for me would be. I've been driving for 2 years, never had an accident, speeding ticket, etc. I've also taken drivers ed.

 

 

Need help with car insurance?

I am a 16 year old male but turn 17 in October 27th and i really want to get driving asap. The problem is is that i am on a tight budget when it comes to it. Buying the car isn't to bad its the insurance. When im looking on websites its coming up with prices like 3000 but i managed to find prices around the 1800 for a year. Does anyone know of any cheap cars where i could get the insurance for cheaper than 1800 Thanks I live in the uk

 

 

I need cheap car insurance, I'm in college?

I'm 19, a college kid and need car insurance. I now it's going to be crazy high, but if anyone has any insight or tips to make it cheaper, it would me much appreciated.

 

 

How much does car insurance cost if i wanna pay it every 6 months?

It would just be me on the insurance (Full Coverage).I also only want to lease cars.I feel it's better to pay insurance twice a year as oppose to paying for it every month.

 

 

I would like to buy bmw 328i 2000 and i live in Michigan, how much insurance would cost me?

I would like to buy bmw 328i 2000 and i live in Michigan, how much insurance would cost me?

 

 

Car Insurance in Washington?

I recently moved from California to Washington. Is my California car insurance still valid in Washington? Should I cancel my califorinia insurance and get a Washington one?

 

 

What insurance companies will insure a dog in California with a prior bite history?

My two dogs were involved in a fight with another dog last year. All three dogs were bitten, and my homeowners' insurance paid out a claim. They have now sent a notice of non-renewal and I am having trouble finding an insurance company that will write a new policy. Does anyone have any suggestions for an insurance company or broker in California that can help? Thank you!

 

 

Can your car insurance company penalize you if...?

Can your car insurance company penalize you if you report an incident but decide not to file a claim?

 

 

Vespa Insurance Help...!?

So I've just got a new Vespa LX50, 2009 - I'm 16 and have a provisional license and CBT. Does anyone know who the cheapest/best insurance providers are for scooters for young people - all the price comparison websites say different things, and that's no good. I'm looking for answers based on pass experience. If you're a young person and ride a moped/scooter - who do you use?? Thanks!

 

 

How much would it cost to get auto insurance to drive a church van?

I want to drive the church van for my church but I don't have a vehicle. The church van is always over crowded on Wednesdays and they are looking for someone to drive one of their vans but the driver is responsible for the insurance. My big question is, how can I get insurance so I can drive their van without a vehicle under my name?

 

 

Help with insurance claim on exotic sports car?

My car ---an exotic sports model--- was damaged in a parking lot collision tonight. (My car was parked and struck by a guy who wasn't looking ahead.) Even if a 100% repair can be effected, the value of the car will be forever diminished because of the car's blemished history. People who buy these cars simply will not pay top dollar if the history shows any sort of collision repair. Of course the other guy's insurance is not going to want to give me an extra few grand to cover my eventual loss. What can I do to be covered? Would I have to sue for something like that? (Or CAN I, or SHOULD I...) As it is, I think my car loses AT LEAST $5,000, maybe $10,000 at resale (even with a perfect repair).

 

Home owerners insurance and blown off roof! please help me?

two years ago i had contacted my home owners insurance about my roof leaks. They came out and said that there wasn't anything they could do because it was caused from wear and tear, since then we have done a few minor repairs, because funds haven't been there to do major. We had a huge gas line leak in 2009 that cost us over 4000 to fix. Then hubby lost his job 2 months later. We have been struggling to get on our feet. With taxes this year we had intended to have someone come out and repair it. We have an estimate and everything. Just waiting for the money. Well yesterday here in arizona there were some major winds.. i think they said 75 mph. This process has torn the roof off of the add on. and before we could get up there to tarp it, the rain came. the ceiling has collapsed and water is everywhere. I called my insurance company. The adjuster was an a++. he started to belittle me for not having the roof completely repaired in the last 2 yrs. and wanted to know if i had replaced anyceilingg tiles in the playroom (add on). when i told him i only replaced two major ones, he seemed to get more pissy. Where do they think i have the money from? im fixing it little by little. Will my insurance cover this? how do i ensure that it does? My daughters bed is ruined, and so are some of their unopened christmas toys that were down there. What are the proper steps i need to take or bring up to make sure this is covered?

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